• (520) 477-7786
  • joshuamangels@gmail.com

Finding You The Right

Financing Solution

Unlock the perfect loan for your next residential purchase/refinance, home equity lending, new construction, or renovation project!

+ Every Situation is Different

Whether you’re looking to buy, refinance, build or remodel, I’m here to help. I offer a number of loan options that can help you get the financing that is right for you and your situation. My goal is to get you the financing you need with speed and the service you deserve. Financing a property is a major commitment and many times a stressful process. Let me help guide you throughout the entire loan process from application to closing and provide you with the finance options that are in your best interest.

+ The Golden Rule

With Over 20 years of Real Estate Industry Experience, I believe in the Golden Rule; Do unto others as you would have them do unto you. This same lesson holds true in many aspects of life, including how I approach business and interact with my clients. Whether buying, selling, or renting a piece of property, it’s important to remember this principle so that everyone involved has a fair and positive experience. My mission is to uphold the Golden Rule in everything I do, making the difference in how I do business. If you are looking for a loan officer to help you in any way, feel free to call/text me at (520) 477-7786 or email me at joshuamangels@gmail.com.

Loan & Financing Services


I want to buy a home.


I want to refinance a home.


What are my options?

Loan Options For Any Situation


FHA Loans

VA Loans

Jumbo Loans


Home Equity

+ First Time Buyer

First time buyers have many options when looking to purchase a home for the first time. Each situation is different and there may be special incentives available to you so please contact us for more information.

+ Down Payment Assistance

Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.

+ VA Loans

For military veterans and guaranteed by the Department of Veteran Affairs, this loan offers exceptional benefits, including great mortgage rates and the possibility of no down payment requirement.

+ FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get great mortgage rates with a down payment that works for you.

+ USDA Loans

If you’re looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

+ Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. Homes that exceed the local conforming loan limit require a jumbo loan.

+ Cash-out Refinance

A cash out refinance could be a great way to put your home’s equity to work for you. Whether you’re planning a remodel and simply need to consolidate debt, we can provide answers to your questions.

+ Divorce Settlement Agreements

If you have a divorce decree or a marital settlement agreement that requires a payment to a spouse in order to finish a settlement,  reach out and we’ll get your questions answered about accessing your home’s equity.

Amortization Calculator







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421









Frequently Asked Questions

What is the process of getting a Mortgage Loan?

Step 1. Find Out How Much You Can Borrow

Step 2. Select The Right Loan Program

Step 3. Apply For A Loan

Step 4. Begin Loan Processing

Step 5. Close Your Loan

Begin your home loan process now!

Get pre-approved in as little as 5 minutes.

Joshua Michael Mangels, MLO


(520) 477-7786



3030 West Calle Gardenias

TucsonAZ 85745

Have questions? Send us a message!